"Monopoly. We all know the game – one of the Parker Brothers’ best – as a quintessential American pastime with the potential to bring generations together (or spark heated arguments among those of us with a bit of a competitive streak). But when that term is applied not to board games, but instead to board rooms, it has a decidedly negative connotation. Everyone knows how important competition is to a free market economy, after all.
That’s what makes the ineptitude and pervasive conflicts of interest that mark the credit reporting and scoring industry due to a lack of competition so hard to fathom. It’s also what underscores the drastic need for reform."
